How to Workout

First off I can make it to the gym about 3 days a week.
My main goals are:

1. Build my Endurance
2. Basic Cardio
3. Fat Loss

Why Endurance?: I want to build my endurance for snowboarding/wakeboarding. Last summer I would get so tired that I would be unable to complete more than one lap around the lake. My goal for this summer is 2.

Why Cardio?: I sit all day at work so I need to do something to get my heart rate up and at least move some blood around. This will also hopefully help with goal 3.

Why Fat loss?: I started getting a "beer gut" this last year. Basically my job involves sitting in front of a computer all day. My fat loss goal is to look reasonable with my shirt off. No big deal there.

For a three day program I have to do less isolation than I would like so I have split my workouts into two separate days

Leg Day:

• 40 minute cardio(in my case I like the elliptical)
• Quad Machine
• Hamstring Machine
• Calf Machine
• Full Leg Press

Upper body day:

• 25 minute cardio
• Biceps + Triceps (on universal cable machine)
• Shoulders (free weights)
• Chest press
• incline
• various back machines

I am still refining it and I should probally get the real names of the exercises but so far I have already lost an inch or so from my waist and feel great.